Well, I can't remember the last time I had a hard drive fail so that is not really a problem for me - especially since I keep multiple backups. And yeah, 1TB drives maybe a $50, but 4TB are $100. Plus, you don't need a Blu-ray drive to use them. You can install them as a secondary drive in a computer, or in an enclosure, or I use a docking station which is great because you just pop them in - no opening up computer or enclosure cases. And the drives are even hot-swappable - also very nice.
But I say, whatever works best for you is the best solution. At least you have a backup plan and you use it - that's what's important! :thumbs_up::beerchug2:
For sure, having an off-site storage location that is accessible from anywhere is a HUGE advantage. People don't think about an off-site copy but it really is important. A fire, flood, or tornado could take out your home, computer, and all backups too. Or a thief could clean out your house and all your backups. So an extra copy at a trusted friend's or relative'ss, or even a bank safe deposit box is a good idea.
And for sure, anything you don't want prying eyes to see in the cloud needs to be encrypted.
